First Citizens BancShares Inc. Class A (FCNCA)

FCNCA · Financials · United States

First Citizens BancShares Inc. Class A (FCNCA) is a company in the Financials sector, based in United States. The stock is held in 18 ETFs we track – with its largest weight of 0.34 % in XDEB (msci-world-minimum-volatility). Anyone holding one of these ETFs also owns a small indirect stake in First Citizens BancShares.

Above-average ETF coverage: 18 of the 95 ETFs we cover hold First Citizens BancShares, spread across 9 indices. That puts the stock in more ETFs than 79.6 % of the 4,334 stocks we cover.

Held in18 ETFs

Highest weight0.34 %

Indices9

SectorFinancials

CountryUnited States

ISINUS31946M1036

Data note 1

Price chart

Data note 2

Performance

Performance
Year to date	-2.2 %	1 year	+12.5 %
1 month	-6.6 %	3 months	+0.5 %
Calendar year 2025	+1.6 %

52W

Data note 3

Measured in euros, First Citizens BancShares returned -0.4 % year to date and +15.2 % over one year. The gap to the dollar figures above comes from the exchange rate alone: each daily price is converted at the ECB euro reference rate for the same day.

Data note 4

Risk metrics

Max drawdown-33.6 %

Volatility p.a.33.4 %

Data note 5

Below peak-10.8 %

Beta to S&P 5000.59

Correlation to S&P 5000.28

The close on Sep 16, 2026 was 10.8 % below the highest close since Aug 12, 2024, reached on Nov 22, 2024. Over the last 252 trading days, on days when the S&P 500 rose or fell 1 %, First Citizens BancShares moved on average 0.59 % in the same direction. The correlation of 0.28 shows how reliable that average is: the broad market explained only a small share of the daily moves.

Data note 6

Correlated with

The strongest co-movers on top, the most inverse below. Low or negative values improve portfolio diversification.

Correlated with
Instrument	r	−1 … +1
Regions Financial Corporation	+0.67
Citizens Financial Group Inc.	+0.66
Fifth Third Bancorp	+0.63
PNC Financial Services Group Inc.	+0.60
Pinnacle Financial Partners Inc.	+0.59
Truist Financial Corporation	+0.58
Toncoin	-0.40
QTUM	-0.36
Injective	-0.32

Data note 7

Key financials

Latest reported fiscal year (FY2025, period end 2025-12-31) as filed with the SEC.

Revenue9.5 bn $

Net income2.2 bn $

Diluted EPS165.24 $

Net margin23.1 %

Return on equity9.9 %

Equity ratio9.7 %

Revenue growth-2.2 %

Revenue and profit by fiscal year
Fiscal year	Revenue	Net income	Margin
FY2023	18.8	11.5	61.0 %
FY2024	9.8	2.8	28.5 %
FY2025	9.5	2.2	23.1 %

Data note 8

Held in these ETFs

Held in these ETFs
ETF	Index	Weight	per €1,000 in the ETF
XDEB	msci-world-minimum-volatility	0.34 %	€3.40
XUFI / XUFN	msci-usa-financials	0.20 %	€2.00
XDWF	msci-world-financials	0.11 %	€1.10
WFIN	msci-world-financials	0.11 %	€1.10
XDEV	msci-world-value	0.05 %	€0.50
SWWD	msci-world	0.02 %	€0.20
WIMI	msci-world-imi	0.02 %	€0.20
SPYY	msci-acwi	0.02 %	€0.20
EUNL	msci-world	0.02 %	€0.20
IUSQ	msci-acwi	0.02 %	€0.20
SPPW	msci-world	0.02 %	€0.20
XDWD / XDWL	msci-world	0.02 %	€0.20
XD9U / XD9D	msci-usa	0.02 %	€0.20
SPYI / SPSA	msci-acwi-imi	0.00 %	€0.00

Data note 9

The last column turns the weight into euros: this much of €1,000 invested in one of these funds is allocated to First Citizens BancShares as of the fund's latest holdings list.

Weight in EUNL since 2022

Mar 31, 2022Sep 16, 2026

In EUNL, a fund tracking the MSCI World, First Citizens BancShares had a weight of 0.01 % on Mar 31, 2022 and 0.02 % on Sep 16, 2026. Its share peaked at 0.03 % on Jun 30, 2023. The weight rises and falls with the stock's price relative to the other index members, and it also shifts when the index provider changes the composition.

Data note 10

How much First Citizens BancShares Inc. Class A overlaps with other holdings in a portfolio is shown by the Portfolio X-Ray and the ETF overlap check.

Stocks with similar ETF exposure

Names that reach a portfolio through largely the same funds as First Citizens BancShares — the figure counts the ETFs holding both.

Data note 11

Key figures side by side

Key figures compared with stocks of similar ETF exposure
Stock	1 year	Volatility p.a.	Net margin	Revenue growth
First Citizens BancShares	+12.5 %	33.4 %	23.1 %	-2.2 %
Corebridge Financial	+11.1 %	35.6 %	-2.0 %	-1.2 %
Annaly Capital Management	-2.8 %	20.8 %	–	–
Pinnacle Financial Partners	+1.5 %	34.1 %	–	–
Affirm Holdings	-20.4 %	73.1 %	4.7 %	+34.9 %
Carlyle Group Inc	-40.3 %	40.3 %	16.9 %	-11.9 %
Fidelity National Financial Inc. - FNF Group	-26.4 %	26.1 %	28.7 %	+9.1 %
Markel Group	-6.8 %	21.5 %	13.6 %	+4.7 %
SoFi Technologies Inc	-38.6 %	59.1 %	77.7 %	+23.1 %

Return and volatility from our daily closing prices in US dollars; margin and growth from the latest SEC annual filing. Fiscal years do not all end on the same date.