Interest Rates, Inflation and the Economy Over Time

Interest rates and inflation decide what is left of a return in real terms. This section carries the official series from the ECB, Eurostat and the St. Louis Fed’s FRED database — refreshed daily, with full history and linked directly to the calculators that use them.

Topics

• ECB Policy RateCurrent ECB main refinancing rate, deposit facility rate and €STR with full history since 1999 — plus what …
• German Mortgage RatesEffective interest rate on new German housing loans (ECB MIR statistics) with history, compared to the 10-year …
• German Savings RatesAverage interest on overnight household deposits in Germany versus the ECB deposit rate — the gap shows what …
• Government Bond Yields10-year German and US government bond yields over time — the reference for mortgage rates, equity valuation …
• Inflation in Germany and the Euro AreaCurrent inflation rate for Germany and the euro area (HICP, year on year) with long history — and what it …
• Labor Market: Germany and the USSeasonally adjusted unemployment rates for Germany (Eurostat) and the US (FRED) side by side, with full …
• US Rates and EconomyDate of the next Fed meeting, plus the fed funds rate, 10-year Treasury yield, US inflation, mortgage rates …

Rates, Inflation and the Economy

Data note 1