SoFi Technologies Inc (SOFI)
SOFI · Financials · 
United States
SoFi Technologies Inc (SOFI) is a US company in the Financials sector. SoFi Technologies offers personal finance products online and through its app: student loan refinancing, personal loans, mortgages, bank accounts, investing and credit cards. Since 2022 the company has held a US national bank charter, which lets it fund loans with customer deposits. A second business, the technology platform Galileo, runs payment and account processing for other financial companies. SoFi is based in San Francisco.
The stock has its largest weight in XUFI (MSCI USA Financials), at 0.29%. Anyone who holds an ETF containing SoFi Technologies Inc also has an indirect stake in the company.
Data and Charts: SoFi Technologies Inc
Key Data for SoFi Technologies Inc
SoFi Technologies Inc Stock Price Chart
The SoFi Technologies Inc chart shows daily closing prices and is set to the current year by default. The stock is down 36.0% year to date and down 42.3% over twelve months. The last recorded close on October 30, 2026, was $16.76, at 14% of the 52-week range.
Price series from our database since Aug 12, 2024, 558 daily values.
SoFi Technologies Inc Stock Performance
| Year to date | -36.0% | 1 year | -42.3% |
|---|---|---|---|
| 1 month | +6.6% | 3 months | +2.8% |
| Calendar year 2025 | +70.0% |
Measured in euros, SoFi Technologies Inc is down 32.7% year to date and down 40.3% over twelve months. The difference from the dollar figures above comes from the exchange rate alone. Each daily price is converted at the ECB euro reference rate for that day.
Alysly Data Analysis: SoFi Technologies Inc
What ETF Is SoFi Technologies Inc In?
SoFi Technologies Inc has above-average ETF coverage and is held by 16 of the 104 ETFs we track, which together follow 7 indices. That puts the stock in more ETFs than 75.8% of the 4,341 stocks we track.
| ETF | Index | Weight | per €1,000 in the ETF |
|---|---|---|---|
| XUFI / XUFN | MSCI USA Financials | 0.29% | €2.87 |
| WFIN | MSCI World Financials | 0.15% | €1.54 |
| XDWF | MSCI World Financials | 0.15% | €1.54 |
| XD9U / XD9D | MSCI USA | 0.03% | €0.34 |
| SPYI / SPSA | MSCI ACWI IMI | 0.03% | €0.27 |
| XDWD / XDWL | MSCI World | 0.02% | €0.24 |
| SWWD | MSCI World | 0.02% | €0.24 |
| SPPW | MSCI World | 0.02% | €0.24 |
| WIMI | MSCI World IMI | 0.02% | €0.23 |
| SPYY | MSCI ACWI | 0.02% | €0.22 |
| EUNL | MSCI World | 0.02% | €0.20 |
| IUSQ | MSCI ACWI | 0.02% | €0.20 |
The last column shows how much of €1,000 in one of these funds goes to SoFi Technologies Inc, based on each fund's latest holdings list.
US-listed ETFs holding SoFi Technologies Inc (weight per latest SEC filing): ONEQ 0.05%, VTI 0.03%. These funds are registered in the US; retail investors in the EU usually cannot buy them.
SoFi Technologies Inc Weight in iShares Core MSCI World (EUNL) Since 2021
In iShares Core MSCI World (EUNL), SoFi Technologies Inc had a weight of 0.01% on Dec 31, 2021 and 0.02% on Oct 30, 2026. The fund tracks the MSCI World. Its share peaked at 0.04% on Sep 30, 2025. The weight rises and falls with the stock's price performance relative to the other index members. It can also change when the index provider adjusts the index composition.
What's Inside Your ETF Portfolio and the ETF overlap check show how much SoFi Technologies Inc overlaps with the rest of a portfolio.
What SoFi Technologies Inc Executives and Directors Traded Recently
| Date | Person | Type | Shares | Price |
|---|---|---|---|---|
| Oct 20, 2026 | Keough Kelli Officer, EVP, GBUL, SIPS | Sell (plan) | 10,203 | $14.72 |
| Sep 21, 2026 | Keough Kelli Officer, EVP, GBUL, SIPS | Sell (plan) | 10,203 | $16.99 |
| Sep 21, 2026 | Rishel Jeremy Officer, Chief Technology Officer | Sell (plan) | 18,624 | $17.50 |
The table shows open-market purchases and sales reported over the past 90 days. Directors, officers and shareholders owning more than ten percent must report such transactions within two trading days. Awards and option exercises are excluded.
“Plan” means the transaction follows a schedule set up in advance under Rule 10b5-1. Sales consistently outnumber purchases in these filings because a large part of executive pay is granted in shares. For comparison: over the period covered, executives and directors reported sales at 271 of 350 tracked companies and purchases at 32.
Stocks With ETF Exposure Similar to SoFi Technologies Inc
| Stock | Shared ETFs | r | 1 year | Annualized volatility | Net margin | Revenue growth |
|---|---|---|---|---|---|---|
| SoFi Technologies Inc | – | – | -42.3% | 58.9% | 77.7% | +23.1% |
| Affirm Holdings | 16 | +0.72 | +6.6% | 72.1% | 45.3% | +32.2% |
| Carlyle Group Inc | 16 | – | -29.0% | 39.8% | 16.9% | -11.9% |
| Fidelity National Financial Inc. - FNF Group | 16 | – | -26.5% | 26.1% | 4.2% | +5.6% |
| Markel Group | 16 | – | -3.5% | 21.3% | 13.6% | +4.7% |
| Toast | 16 | – | -7.9% | 46.0% | 5.6% | +24.1% |
 LPL Financial Holdings | 16 | – | -16.2% | 37.6% | 5.1% | +37.2% |
| Tradeweb Markets | 16 | – | +17.7% | 28.8% | 39.6% | +18.9% |
| Corebridge Financial | 16 | – | +9.6% | 35.1% | -2.0% | -1.2% |
These stocks reach a portfolio through largely the same funds as SoFi Technologies Inc. “Shared ETFs” counts the funds that hold both.
Return and volatility are calculated from our daily closing prices in US dollars. Margin and growth come from each company's latest SEC annual filing. Because fiscal years do not end on the same date for every company, the underlying periods are not fully identical.
Fundamental Analysis: SoFi Technologies Inc
SoFi Technologies Inc Key Financials
Figures come from the SEC annual filing for the latest reported fiscal year (period end Dec 31, 2025).
| Fiscal year | Revenue | Net income | Margin |
|---|---|---|---|
| FY ended Dec 2023 | 0.4 | -0.3 | -71.4% |
| FY ended Dec 2024 | 0.5 | 0.5 | 99.1% |
| FY ended Dec 2025 | 0.6 | 0.5 | 77.7% |
Technical Analysis: SoFi Technologies Inc
SoFi Technologies Inc Risk Metrics
The close on Oct 30, 2026, was 48.0% below the highest close since Aug 12, 2024. That high was reached on Nov 12, 2025. When the S&P 500 rose or fell 1%, SoFi Technologies Inc moved 2.65% on average in the same direction (past 252 trading days). The correlation of 0.60 shows a clear but not close link to the broad market. Accordingly, moves in the S&P 500 explain part of the daily price moves of SoFi Technologies Inc, but far from all.
What SoFi Technologies Inc Correlates With
| Instrument | r | −1 … +1 |
|---|---|---|
| Russell 2000 | +0.77 | |
| Upstart Holdings Inc. | +0.77 | |
| Affirm Holdings Inc. Class A | +0.72 | |
| IonQ Inc. | +0.64 | |
| MSCI ACWI | +0.63 | |
| MSCI World | +0.62 | |
| Exxonmobil Holdings Corporation | -0.49 | |
| Equinor ASA | -0.48 | |
| Chevron Corporation | -0.47 |
The strongest co-movers are listed at the top, the strongest inverse movers at the bottom. Low or negative correlations can help spread risk more broadly across a portfolio.
