SoFi Technologies Inc (SOFI)

SOFI · Financials · United States

SoFi Technologies Inc (SOFI) is a company in the Financials sector, based in United States. The stock is held in 16 ETFs we track – with its largest weight of 0.28 % in XUFI (msci-usa-financials). Anyone holding one of these ETFs also owns a small indirect stake in SoFi Technologies Inc.

Above-average ETF coverage: 16 of the 95 ETFs we cover hold SoFi Technologies Inc, spread across 7 indices. That puts the stock in more ETFs than 76.4 % of the 4,334 stocks we cover.

Held in16 ETFs

Highest weight0.28 %

Indices7

SectorFinancials

CountryUnited States

ISINUS83406F1021

Data note 1

About SoFi Technologies Inc

SoFi Technologies offers personal finance products online and through its app: student loan refinancing, personal loans, mortgages, bank accounts, investing and credit cards. Since 2022 the company has held a US national bank charter, which lets it fund loans with customer deposits. A second business, the technology platform Galileo, runs payment and account processing for other financial companies. SoFi is based in San Francisco.

Data note 2

Price chart

Data note 3

Performance

Performance
Year to date	-35.7 %	1 year	-38.6 %
1 month	-8.0 %	3 months	-3.3 %
Calendar year 2025	+70.0 %

52W

Data note 4

Measured in euros, SoFi Technologies Inc returned -34.5 % year to date and -37.1 % over one year. The gap to the dollar figures above comes from the exchange rate alone: each daily price is converted at the ECB euro reference rate for the same day.

Data note 5

Risk metrics

Max drawdown-53.0 %

Volatility p.a.59.1 %

Data note 6

Below peak-47.7 %

Beta to S&P 5002.74

Correlation to S&P 5000.62

The close on Sep 16, 2026 was 47.7 % below the highest close since Aug 12, 2024, reached on Nov 12, 2025. Over the last 252 trading days, on days when the S&P 500 rose or fell 1 %, SoFi Technologies Inc moved on average 2.74 % in the same direction. The correlation of 0.62 shows how reliable that average is: the broad market explained part of the daily moves, but far from all.

Data note 7

Correlated with

The strongest co-movers on top, the most inverse below. Low or negative values improve portfolio diversification.

Correlated with
Instrument	r	−1 … +1
Affirm Holdings Inc. Class A	+0.72
S&P 500	+0.66
MSCI World	+0.65
Russell 2000	+0.65
MSCI ACWI	+0.64
Robinhood Markets Inc. Class A	+0.64
Altria Group Inc.	-0.45
Chevron Corporation	-0.44
Kinder Morgan Inc Class P	-0.44

Data note 8

Key financials

Latest reported fiscal year (FY2025, period end 2025-12-31) as filed with the SEC.

Revenue0.6 bn $

Net income0.5 bn $

Diluted EPS0.39 $

Net margin77.7 %

Return on equity4.6 %

Equity ratio20.7 %

Revenue growth+23.1 %

Revenue and profit by fiscal year
Fiscal year	Revenue	Net income	Margin
FY2023	0.4	-0.3	-71.4 %
FY2024	0.5	0.5	99.1 %
FY2025	0.6	0.5	77.7 %

Data note 9

Held in these ETFs

Held in these ETFs
ETF	Index	Weight	per €1,000 in the ETF
XUFI / XUFN	msci-usa-financials	0.28 %	€2.80
XDWF	msci-world-financials	0.15 %	€1.50
WFIN	msci-world-financials	0.15 %	€1.50
XD9U / XD9D	msci-usa	0.03 %	€0.30
SWWD	msci-world	0.02 %	€0.20
WIMI	msci-world-imi	0.02 %	€0.20
SPYI / SPSA	msci-acwi-imi	0.02 %	€0.20
SPYY	msci-acwi	0.02 %	€0.20
EUNL	msci-world	0.02 %	€0.20
IUSQ	msci-acwi	0.02 %	€0.20
SPPW	msci-world	0.02 %	€0.20
XDWD / XDWL	msci-world	0.02 %	€0.20

Data note 10

The last column turns the weight into euros: this much of €1,000 invested in one of these funds is allocated to SoFi Technologies Inc as of the fund's latest holdings list.

How much SoFi Technologies Inc overlaps with other holdings in a portfolio is shown by the Portfolio X-Ray and the ETF overlap check.

Stocks with similar ETF exposure

Names that reach a portfolio through largely the same funds as SoFi Technologies Inc — the figure counts the ETFs holding both.

Data note 11

Key figures side by side

Key figures compared with stocks of similar ETF exposure
Stock	1 year	Volatility p.a.	Net margin	Revenue growth
SoFi Technologies Inc	-38.6 %	59.1 %	77.7 %	+23.1 %
Affirm Holdings	-20.4 %	73.1 %	4.7 %	+34.9 %
Carlyle Group Inc	-40.3 %	40.3 %	16.9 %	-11.9 %
Fidelity National Financial Inc. - FNF Group	-26.4 %	26.1 %	28.7 %	+9.1 %
Markel Group	-6.8 %	21.5 %	13.6 %	+4.7 %
Toast	-22.1 %	46.6 %	5.6 %	+24.1 %
LPL Financial Holdings	-1.0 %	36.3 %	5.1 %	+37.2 %
Tradeweb Markets	-12.7 %	28.8 %	39.6 %	+18.9 %
Corebridge Financial	+11.1 %	35.6 %	-2.0 %	-1.2 %

Return and volatility from our daily closing prices in US dollars; margin and growth from the latest SEC annual filing. Fiscal years do not all end on the same date.