Upstart Holdings Inc. (UPST)
UPST · Financials · 
United States
Upstart Holdings Inc. (UPST) is a US company in the Financials sector. The stock has its largest weight in XRS2 (Russell 2000), at 0.07%. Anyone who holds an ETF containing Upstart Holdings also has an indirect stake in the company.
Data and Charts: Upstart Holdings
Key Data for Upstart Holdings
Upstart Holdings Stock Price Chart
The Upstart Holdings chart shows daily closing prices and is set to the current year by default. The stock is down 47.8% year to date and down 56.9% over twelve months. The last recorded close on October 2, 2026 was at 0% of the 52-week range.
Upstart Holdings Stock Performance
| Year to date | -47.8% | 1 year | -56.9% |
|---|---|---|---|
| 1 month | -19.0% | 3 months | -33.6% |
| Calendar year 2025 | -29.0% |
Measured in euros, Upstart Holdings is down 45.4% year to date and down 54.8% over twelve months. The difference from the dollar figures above comes from the exchange rate alone: each daily price is converted at the ECB euro reference rate for the same day.
Alysly Data Analysis: Upstart Holdings
What ETF Is Upstart Holdings In?
Upstart Holdings has average ETF coverage and is held by 7 of the 101 ETFs we track, which together follow 3 indices. That puts the stock in more ETFs than 43.8% of the 4,347 stocks we track.
| ETF | Index | Weight | per €1,000 in the ETF |
|---|---|---|---|
| XRS2 | Russell 2000 | 0.07% | €0.65 |
| XSWC / XSWD | MSCI World Small Cap | 0.02% | €0.18 |
| ZPRS / WDSD | MSCI World Small Cap | 0.02% | €0.17 |
| SPYI / SPSA | MSCI ACWI IMI | < 0.01% | < €0.05 |
The last column turns the weight into euros: this much of €1,000 invested in one of these funds is allocated to Upstart Holdings as of the fund's latest holdings list.
US-listed ETFs holding Upstart Holdings (weight per latest SEC filing): IWM 0.09%, ONEQ 0.01%, VTI < 0.01%. These funds are registered in the US; retail investors in the EU usually cannot buy them.
To see how much Upstart Holdings overlaps with other holdings in a portfolio, use What's Inside Your ETF Portfolio or the ETF overlap check.
Stocks With ETF Exposure Similar to Upstart Holdings
| Stock | Shared ETFs | r | 1 year | Annualized volatility | Net margin | Revenue growth |
|---|---|---|---|---|---|---|
| Upstart Holdings | – | – | -56.9% | 82.1% | 5.1% | +64.0% |
| AMC Entertainment Holdings | 7 | – | -12.1% | 69.9% | -13.0% | +4.6% |
| Lucid Group | 7 | – | -82.9% | 80.9% | -199.3% | +67.6% |
| Novavax | 7 | – | +9.5% | 73.3% | 39.2% | +64.7% |
| Opendoor Technologies | 7 | – | -68.5% | 127.7% | – | – |
| Plug Power | 7 | – | -32.9% | 101.8% | -229.9% | +12.9% |
| Peloton Interactive | 7 | – | -43.3% | 72.7% | -4.8% | -7.8% |
| Teladoc Health | 7 | – | -34.9% | 62.5% | -7.9% | -1.5% |
| Wolfspeed Inc | 7 | – | +42.9% | 120.0% | -212.4% | – |
These stocks reach a portfolio through largely the same funds as Upstart Holdings. “Shared ETFs” counts the funds that hold both.
Return and volatility are calculated from our daily closing prices in US dollars. Margin and growth come from each company's latest SEC annual filing. Because fiscal years do not end on the same date for every company, the underlying periods are not fully identical.
Fundamental Analysis: Upstart Holdings
Upstart Holdings Key Financials
Figures come from the SEC annual filing for the latest reported fiscal year (period end Dec 31, 2025).
| Fiscal year | Revenue | Net income | Margin |
|---|---|---|---|
| FY ended Dec 2023 | 0.5 | -0.2 | -46.8% |
| FY ended Dec 2024 | 0.6 | -0.1 | -20.2% |
| FY ended Dec 2025 | 1.0 | 0.1 | 5.1% |
Technical Analysis: Upstart Holdings
Upstart Holdings Risk Metrics
The close on Oct 2, 2026 was 74.3% below the highest close since Sep 12, 2024. That high was reached on Feb 12, 2025. Over the past 252 trading days, on days when the S&P 500 rose or fell 1%, Upstart Holdings moved on average 2.92% in the same direction. The correlation of 0.59 shows a clear but not close link to the broad market. Accordingly, moves in the S&P 500 explain part of the daily price moves of Upstart Holdings, but far from all.
What Upstart Holdings Correlates With
| Instrument | r | −1 … +1 |
|---|---|---|
| Affirm Holdings Inc. Class A | +0.80 | |
| SoFi Technologies Inc | +0.80 | |
| Russell 2000 | +0.71 | |
| Block Inc. Class A | +0.70 | |
| S&P 500 | +0.68 | |
| Nasdaq Composite | +0.66 | |
| Chevron Corporation | -0.52 | |
| ConocoPhillips | -0.51 | |
| Exxonmobil Holdings Corporation | -0.50 |
The strongest co-movers are listed at the top, the strongest inverse movers at the bottom. Low or negative correlations can help spread risk more broadly across a portfolio.
