The pension gap: planning your retirement with ETFs

Two questions decide your retirement plan – and both are calculators on Alysly, not guesswork.

1. How much capital do you need?

Use the financial-independence (FIRE) calculator : enter your annual spending and a safe withdrawal rate (a 4 % rule of thumb), and it shows the capital target.

2. How long does it last?

Once you’re drawing down, the withdrawal-plan calculator shows how many years a portfolio lasts at a given monthly withdrawal and return – or whether the yield covers it indefinitely.

Don’t forget inflation

Your target rises over time. Check what today’s number is worth later with the inflation calculator .

Information only, not investment or pension advice.