The pension gap: planning your retirement with ETFs

Two questions decide your retirement plan – and both are calculators on Alysly, not guesswork.

1. How much capital do you need?

Use the financial-independence (FIRE) calculator: enter your annual spending and a safe withdrawal rate (a 4 % rule of thumb), and it shows the capital target.

2. How long does it last?

Once you’re drawing down, the withdrawal-plan calculator shows how many years a portfolio lasts at a given monthly withdrawal and return – or whether the yield covers it indefinitely.

Don’t forget inflation

Your target rises over time. Check what today’s number is worth later with the inflation calculator.

Information only, not investment or pension advice.