{"format":"alysly-page/1","url":"https://alysly.com/learn/books/wealth/","json":"https://alysly.com/json/learn/books/wealth/index.json","lang":"en-US","title":"Money and Retirement Books: Behavior, Spending and Real Estate","description":"Books about what happens around the portfolio: how people behave with money, what spending is for, rental real estate as income and the drawdown phase.","modified":"2026-11-13T00:00:00Z","about":"Machine-readable version of the page at url. It contains the text, tables and key figures published there, but not the interactive charts and tools.","breadcrumb":[{"name":"Learn","url":"https://alysly.com/learn/"},{"name":"Books","url":"https://alysly.com/learn/books/"},{"name":"Money, Real Estate & Retirement","url":"https://alysly.com/learn/books/wealth/"}],"content":[{"type":"heading","level":1,"text":"Money and Retirement Books: Behavior, Spending and Real Estate"},{"type":"paragraph","text":"A portfolio is a means, and these books are about the ends. How much you save is a behavior, not an income level. How much you spend, and on what, decides whether the saving was worth doing. At some point the money has to be turned back into a life. That is harder than accumulating it, because the deadline is one you cannot see."},{"type":"paragraph","text":"The property titles sit here on purpose, not in the investing group. Buying rentals is a business with tenants, repairs and financing, not a line in an asset allocation. Every entry says who the book is written for and whether it is selling something. This corner of the market has more conflicted authors than any other on this site."},{"type":"paragraph","text":"The purchase links on this page are Amazon affiliate links: as an Amazon Associate we earn from qualifying purchases, and the price is the same for you either way. Which titles appear here, and what is written about them, does not depend on it. The links open Amazon's German store in English — that is the marketplace our affiliate account belongs to."},{"type":"paragraph","text":"9 titles, 9 of them with our own assessment."},{"type":"paragraph","text":"Every assessed title carries a rating from 3 to 5 points. The scale starts at 3: books we consider weak are not listed here. Five points are awarded by hand to titles that hold up over years; the strongest of those are marked as an Alysly Book Pick. The order on this page follows our internal ranking across all 29 titles."},{"type":"image","src":"https://alysly.com/img/books/en/the-psychology-of-money.webp","alt":"Book cover: The Psychology of Money"},{"type":"heading","level":2,"text":"The Psychology of Money"},{"type":"paragraph","text":"Timeless Lessons on Wealth, Greed, and Happiness"},{"type":"paragraph","text":"5/5 · rank 4 of 29"},{"type":"paragraph","text":"Morgan Housel · 2020 · Harriman House · Paperback · ISBN 9780857197696"},{"type":"paragraph","text":"Nineteen short essays on how people actually behave with money. Among the arguments: saving is a behavior rather than an income level, luck and risk are two sides of the same thing, and “enough” is a number most people never write down. No formulas, no portfolio advice, and that is deliberate. It is the best first book here for someone who is not ready to invest yet. It helps avoid needless mistakes with the money already in hand."},{"type":"paragraph","text":"View on Amazon Affiliate link","links":[{"text":"View on Amazon","href":"https://www.amazon.de/s?k=ISBN+9780857197696&language=en_US&tag=alysly-21"}]},{"type":"image","src":"https://alysly.com/img/books/en/the-millionaire-real-estate-agent.webp","alt":"Book cover: The Millionaire Real Estate Agent"},{"type":"heading","level":2,"text":"The Millionaire Real Estate Agent"},{"type":"paragraph","text":"It's Not About the Money — It's About Being the Best You Can Be"},{"type":"paragraph","text":"5/5 · rank 7 of 29"},{"type":"paragraph","text":"Gary Keller, Dave Jenks, Jay Papasan · 2004 · McGraw-Hill · Paperback · 368 pages · ISBN 9780071444040"},{"type":"paragraph","text":"A business-systems book aimed at estate agents: lead generation as a fixed daily habit and models for budgets, hiring and organization. It also covers the arithmetic of moving from selling houses yourself to running a team that does. The models are the transferable part and work in any commission business. It is dated on channels — written before portals and social media took over lead flow — and relentlessly upbeat. For investors rather than agents, its sibling volume is the relevant one."},{"type":"paragraph","text":"View on Amazon Affiliate link","links":[{"text":"View on Amazon","href":"https://www.amazon.de/s?k=ISBN+9780071444040&language=en_US&tag=alysly-21"}]},{"type":"image","src":"https://alysly.com/img/books/en/retire-in-10-years-or-less.webp","alt":"Book cover: Retire in 10 Years or Less"},{"type":"heading","level":2,"text":"Retire in 10 Years or Less"},{"type":"paragraph","text":"Unlock Your Passive Income Machine® and Secure Tax-Free Income for Life"},{"type":"paragraph","text":"4/5 · rank 11 of 29"},{"type":"paragraph","text":"Ryan D. Lee, Robert G. Allen · 2025 · Hardcover · 302 pages · ISBN 9798264968648"},{"type":"paragraph","text":"A ten-year retirement plan built on permanent life insurance and leveraged rental property, packaged as a branded system and introduced by Robert Kiyosaki. Read it knowing what it is. The authors sell the products and coaching the method requires. The tax-free income rests on policy loans whose cost is treated lightly, and the return assumptions are generous. It is listed here because it is heavily promoted and readers will meet it — check every number in it against an independent source."},{"type":"paragraph","text":"View on Amazon Affiliate link","links":[{"text":"View on Amazon","href":"https://www.amazon.de/s?k=ISBN+9798264968648&language=en_US&tag=alysly-21"}]},{"type":"image","src":"https://alysly.com/img/books/en/the-book-on-rental-property-investing.webp","alt":"Book cover: The Book on Rental Property Investing"},{"type":"heading","level":2,"text":"The Book on Rental Property Investing"},{"type":"paragraph","text":"How to Create Wealth and Passive Income Through Smart Buy & Hold Real Estate Investing"},{"type":"paragraph","text":"4/5 · rank 13 of 29"},{"type":"paragraph","text":"Brandon Turner · 2015 · BiggerPockets Publishing · Paperback · 341 pages · ISBN 9780990711797"},{"type":"paragraph","text":"The most practical of the three property books here. It covers picking a market and running the numbers on a rental (cash flow, capitalization rate, cash-on-cash return). It also covers finding and financing deals and managing tenants once you own the place. Turner is honest about the workload and about the mistakes that sink beginners. It is entirely American on financing, taxes and landlord law, so a reader elsewhere keeps the analysis and replaces the mechanics."},{"type":"paragraph","text":"View on Amazon Affiliate link","links":[{"text":"View on Amazon","href":"https://www.amazon.de/s?k=ISBN+9780990711797&language=en_US&tag=alysly-21"}]},{"type":"image","src":"https://alysly.com/img/books/en/the-art-of-spending-money.webp","alt":"Book cover: The Art of Spending Money"},{"type":"heading","level":2,"text":"The Art of Spending Money"},{"type":"paragraph","text":"Simple Choices for a Richer Life"},{"type":"paragraph","text":"4/5 · rank 14 of 29"},{"type":"paragraph","text":"Morgan Housel · 2025 · Portfolio · Hardcover · ISBN 9780593716632"},{"type":"paragraph","text":"Housel's follow-up turns from earning and saving to spending. It looks at what people expect a purchase to do for them and how fast those expectations reset. In his view, comparison ruins more budgets than prices do. Same short-essay form as its predecessor, same preference for anecdote over data. If The Psychology of Money changed how you think, this refines one corner of it; if it left you cold, this will too. Read it as an essay collection, not as a guide to anything."},{"type":"paragraph","text":"View on Amazon Affiliate link","links":[{"text":"View on Amazon","href":"https://www.amazon.de/s?k=ISBN+9780593716632&language=en_US&tag=alysly-21"}]},{"type":"image","src":"https://alysly.com/img/books/en/how-to-retire.webp","alt":"Book cover: How to Retire"},{"type":"heading","level":2,"text":"How to Retire"},{"type":"paragraph","text":"20 Lessons for a Happy, Successful, and Wealthy Retirement"},{"type":"paragraph","text":"4/5 · rank 16 of 29"},{"type":"paragraph","text":"Christine Benz · 2024 · Harriman House · Hardcover · ISBN 9781804090695"},{"type":"paragraph","text":"Twenty interviews with researchers and practitioners about the parts of retirement that arithmetic alone does not settle. Topics include withdrawal rates, sequence-of-returns risk, long-term care, when to claim state pensions and what people do with their time once work stops. Benz asks precise questions and lets her guests disagree with each other. The account and tax detail is American, so a reader elsewhere takes the reasoning. The soberest book in this group, and the counterweight to Perkins."},{"type":"paragraph","text":"View on Amazon Affiliate link","links":[{"text":"View on Amazon","href":"https://www.amazon.de/s?k=ISBN+9781804090695&language=en_US&tag=alysly-21"}]},{"type":"image","src":"https://alysly.com/img/books/en/same-as-ever.webp","alt":"Book cover: Same as Ever"},{"type":"heading","level":2,"text":"Same as Ever"},{"type":"paragraph","text":"A Guide to What Never Changes"},{"type":"paragraph","text":"4/5 · rank 18 of 29"},{"type":"paragraph","text":"Morgan Housel · 2023 · Portfolio · Hardcover · 256 pages · ISBN 9780593332702"},{"type":"paragraph","text":"Essays on the parts of human behavior that do not change: risk arriving from where nobody was looking, stories beating statistics, progress feeling slower than decline does. Less about money than Housel's other two books and more about forecasting, and why so little of it works. It is a good antidote to confident macro predictions and thin if you want something to act on. The least useful of the three for an investor, the most enjoyable for a reader."},{"type":"paragraph","text":"View on Amazon Affiliate link","links":[{"text":"View on Amazon","href":"https://www.amazon.de/s?k=ISBN+9780593332702&language=en_US&tag=alysly-21"}]},{"type":"image","src":"https://alysly.com/img/books/en/die-with-zero.webp","alt":"Book cover: Die With Zero"},{"type":"heading","level":2,"text":"Die With Zero"},{"type":"paragraph","text":"Getting All You Can from Your Money and Your Life"},{"type":"paragraph","text":"4/5 · rank 22 of 29"},{"type":"paragraph","text":"Bill Perkins · 2020 · Houghton Mifflin Harcourt · Paperback · 240 pages · ISBN 9780358567097"},{"type":"paragraph","text":"An argument against saving indefinitely. The author wants money turned into experiences while you can still have them. Dying with a large balance is, in his view, a planning failure rather than a virtue. Perkins is deliberately provocative and waves away the two risks that make his advice hard to follow — living longer than planned, and needing care. Read it as a corrective if you save reflexively, next to a book that handles the sequencing seriously."},{"type":"paragraph","text":"View on Amazon Affiliate link","links":[{"text":"View on Amazon","href":"https://www.amazon.de/s?k=ISBN+9780358567097&language=en_US&tag=alysly-21"}]},{"type":"image","src":"https://alysly.com/img/books/en/the-millionaire-real-estate-investor.webp","alt":"Book cover: The Millionaire Real Estate Investor"},{"type":"heading","level":2,"text":"The Millionaire Real Estate Investor"},{"type":"paragraph","text":"3/5 · rank 27 of 29"},{"type":"paragraph","text":"Gary Keller, Dave Jenks, Jay Papasan · 2005 · McGraw-Hill · Paperback · ISBN 9780071446372"},{"type":"paragraph","text":"Built from interviews with more than a hundred American investors, the book lays out criteria-driven buying. Its method: define a market, know the numbers that make a deal work and build a network that brings deals to you. The process then repeats instead of being improvised each time. The criteria transfer anywhere. The financing chapters and their leverage assumptions belong to the pre-2008 market and should be read with that date in mind. Use it as a way of thinking about a property, not as a plan."},{"type":"paragraph","text":"View on Amazon Affiliate link","links":[{"text":"View on Amazon","href":"https://www.amazon.de/s?k=ISBN+9780071446372&language=en_US&tag=alysly-21"}]},{"type":"heading","level":2,"text":"Related Pages on Alysly"},{"type":"list","ordered":false,"items":[{"text":"Savings plan calculator","href":"https://alysly.com/tools/saving/savings-plan-calculator/"},{"text":"Interest rates, mortgages and what they cost you","href":"https://alysly.com/interest-rates/"}]},{"type":"paragraph","text":"Data note 1","href":"#dn-1"},{"type":"paragraph","text":"Updated Nov 13, 2026"},{"type":"heading","level":2,"id":"note-legend-h","text":"Data Notes"},{"type":"paragraph","text":"All calculations run automatically and are not investment advice."},{"type":"list","ordered":true,"items":[{"id":"dn-1","text":"Title, author, publisher, extent and format are checked against at least one independent source per book. Assessments are written in-house, not taken from any blurb; purchase links are Amazon affiliate links."}]},{"type":"paragraph","text":"Data and methodology: Alysly · Responsible for content: Alexander Bock","links":[{"text":"Alysly","href":"https://alysly.com/methodology/"},{"text":"Alexander Bock","href":"https://alysly.com/about/"}]},{"type":"paragraph","text":"View all data notes","href":"https://alysly.com/notes/"}],"structured_data":[{"@context":"https://schema.org","@graph":[{"@type":"Organization","@id":"https://alysly.com/#org","name":"Alysly","url":"https://alysly.com/","logo":{"@type":"ImageObject","url":"https://alysly.com/img/icon-512.png","width":512,"height":512},"description":"Free analysis tools for traders and long-term investors. Built on data we collect and keep current.","email":"mail@alysly.com","contactPoint":{"@type":"ContactPoint","contactType":"customer support","email":"mail@alysly.com","availableLanguage":["de","en"]},"address":{"@type":"PostalAddress","addressLocality":"Haltern am See","postalCode":"45721","addressCountry":"DE"},"founder":{"@id":"https://alysly.com/#founder"},"sameAs":["https://www.linkedin.com/company/alyslycom/","https://www.youtube.com/@alyslycom","https://x.com/alyslycom"],"publishingPrinciples":"https://alysly.com/methodology/","correctionsPolicy":"https://alysly.com/corrections/"},{"@type":"Person","@id":"https://alysly.com/#founder","name":"Alexander Bock","jobTitle":"Founder and data analyst","url":"https://alysly.com/about/","sameAs":["https://www.linkedin.com/in/abxk/"]},{"@type":"WebSite","@id":"https://alysly.com/#site","url":"https://alysly.com/","name":"Alysly","inLanguage":["de-DE","en-US"],"publisher":{"@id":"https://alysly.com/#org"}},{"@type":"WebPage","@id":"https://alysly.com/learn/books/wealth/#webpage","url":"https://alysly.com/learn/books/wealth/","name":"Money, Real Estate & Retirement – Alysly","description":"Books about what happens around the portfolio: how people behave with money, what spending is for, rental real estate as income and the drawdown phase.","inLanguage":"en-US","isPartOf":{"@id":"https://alysly.com/#site"},"dateModified":"2026-11-13T00:00:00Z","publisher":{"@id":"https://alysly.com/#org"},"mainEntity":{"@id":"https://alysly.com/learn/books/wealth/#entity"},"primaryImageOfPage":{"@type":"ImageObject","url":"https://alysly.com/og.png","width":1200,"height":630}}]},{"@context":"https://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Learn","item":"https://alysly.com/learn/"},{"@type":"ListItem","position":2,"name":"Books","item":"https://alysly.com/learn/books/"},{"@type":"ListItem","position":3,"name":"Money, Real Estate & Retirement"}]},{"@context":"https://schema.org","@type":"ItemList","@id":"https://alysly.com/learn/books/wealth/#entity","name":"Money and Retirement Books: Behavior, Spending and Real Estate","numberOfItems":9,"itemListOrder":"https://schema.org/ItemListOrderDescending","url":"https://alysly.com/learn/books/wealth/","itemListElement":[{"@type":"ListItem","position":1,"item":{"@type":"Book","name":"The Psychology of Money","url":"https://alysly.com/learn/books/wealth/#the-psychology-of-money","isbn":"9780857197696","author":[{"@type":"Person","name":"Morgan Housel"}],"bookFormat":"https://schema.org/Paperback","publisher":{"@type":"Organization","name":"Harriman House"},"datePublished":"2020","image":"https://alysly.com/img/books/en/the-psychology-of-money.webp","review":{"@type":"Review","name":"Alysly's assessment: The Psychology of Money","reviewBody":"Nineteen short essays on how people actually behave with money. Among the arguments: saving is a behavior rather than an income level, luck and risk are two sides of the same thing, and “enough” is a number most people never write down. No formulas, no portfolio advice, and that is deliberate. It is the best first book here for someone who is not ready to invest yet. It helps avoid needless mistakes with the money already in hand.","url":"https://alysly.com/learn/books/wealth/#the-psychology-of-money","inLanguage":"en","author":{"@id":"https://alysly.com/#org"},"publisher":{"@id":"https://alysly.com/#org"},"reviewRating":{"@type":"Rating","ratingValue":5,"bestRating":5,"worstRating":1}},"inLanguage":"en"}},{"@type":"ListItem","position":2,"item":{"@type":"Book","name":"The Millionaire Real Estate Agent","url":"https://alysly.com/learn/books/wealth/#the-millionaire-real-estate-agent","isbn":"9780071444040","author":[{"@type":"Person","name":"Gary Keller"},{"@type":"Person","name":"Dave Jenks"},{"@type":"Person","name":"Jay Papasan"}],"bookFormat":"https://schema.org/Paperback","publisher":{"@type":"Organization","name":"McGraw-Hill"},"datePublished":"2004","numberOfPages":368,"image":"https://alysly.com/img/books/en/the-millionaire-real-estate-agent.webp","review":{"@type":"Review","name":"Alysly's assessment: The Millionaire Real Estate Agent","reviewBody":"A business-systems book aimed at estate agents: lead generation as a fixed daily habit and models for budgets, hiring and organization. It also covers the arithmetic of moving from selling houses yourself to running a team that does. The models are the transferable part and work in any commission business. It is dated on channels — written before portals and social media took over lead flow — and relentlessly upbeat. For investors rather than agents, its sibling volume is the relevant one.","url":"https://alysly.com/learn/books/wealth/#the-millionaire-real-estate-agent","inLanguage":"en","author":{"@id":"https://alysly.com/#org"},"publisher":{"@id":"https://alysly.com/#org"},"reviewRating":{"@type":"Rating","ratingValue":5,"bestRating":5,"worstRating":1}},"inLanguage":"en"}},{"@type":"ListItem","position":3,"item":{"@type":"Book","name":"Retire in 10 Years or Less","url":"https://alysly.com/learn/books/wealth/#retire-in-10-years-or-less","isbn":"9798264968648","author":[{"@type":"Person","name":"Ryan D. Lee"},{"@type":"Person","name":"Robert G. Allen"}],"bookFormat":"https://schema.org/Hardcover","datePublished":"2025","numberOfPages":302,"image":"https://alysly.com/img/books/en/retire-in-10-years-or-less.webp","review":{"@type":"Review","name":"Alysly's assessment: Retire in 10 Years or Less","reviewBody":"A ten-year retirement plan built on permanent life insurance and leveraged rental property, packaged as a branded system and introduced by Robert Kiyosaki. Read it knowing what it is. The authors sell the products and coaching the method requires. The tax-free income rests on policy loans whose cost is treated lightly, and the return assumptions are generous. It is listed here because it is heavily promoted and readers will meet it — check every number in it against an independent source.","url":"https://alysly.com/learn/books/wealth/#retire-in-10-years-or-less","inLanguage":"en","author":{"@id":"https://alysly.com/#org"},"publisher":{"@id":"https://alysly.com/#org"},"reviewRating":{"@type":"Rating","ratingValue":4,"bestRating":5,"worstRating":1}},"inLanguage":"en"}},{"@type":"ListItem","position":4,"item":{"@type":"Book","name":"The Book on Rental Property Investing","url":"https://alysly.com/learn/books/wealth/#the-book-on-rental-property-investing","isbn":"9780990711797","author":[{"@type":"Person","name":"Brandon Turner"}],"bookFormat":"https://schema.org/Paperback","publisher":{"@type":"Organization","name":"BiggerPockets Publishing"},"datePublished":"2015","numberOfPages":341,"image":"https://alysly.com/img/books/en/the-book-on-rental-property-investing.webp","review":{"@type":"Review","name":"Alysly's assessment: The Book on Rental Property Investing","reviewBody":"The most practical of the three property books here. It covers picking a market and running the numbers on a rental (cash flow, capitalization rate, cash-on-cash return). It also covers finding and financing deals and managing tenants once you own the place. Turner is honest about the workload and about the mistakes that sink beginners. It is entirely American on financing, taxes and landlord law, so a reader elsewhere keeps the analysis and replaces the mechanics.","url":"https://alysly.com/learn/books/wealth/#the-book-on-rental-property-investing","inLanguage":"en","author":{"@id":"https://alysly.com/#org"},"publisher":{"@id":"https://alysly.com/#org"},"reviewRating":{"@type":"Rating","ratingValue":4,"bestRating":5,"worstRating":1}},"inLanguage":"en"}},{"@type":"ListItem","position":5,"item":{"@type":"Book","name":"The Art of Spending Money","url":"https://alysly.com/learn/books/wealth/#the-art-of-spending-money","isbn":"9780593716632","author":[{"@type":"Person","name":"Morgan Housel"}],"bookFormat":"https://schema.org/Hardcover","publisher":{"@type":"Organization","name":"Portfolio"},"datePublished":"2025","image":"https://alysly.com/img/books/en/the-art-of-spending-money.webp","review":{"@type":"Review","name":"Alysly's assessment: The Art of Spending Money","reviewBody":"Housel's follow-up turns from earning and saving to spending. It looks at what people expect a purchase to do for them and how fast those expectations reset. In his view, comparison ruins more budgets than prices do. Same short-essay form as its predecessor, same preference for anecdote over data. If The Psychology of Money changed how you think, this refines one corner of it; if it left you cold, this will too. Read it as an essay collection, not as a guide to anything.","url":"https://alysly.com/learn/books/wealth/#the-art-of-spending-money","inLanguage":"en","author":{"@id":"https://alysly.com/#org"},"publisher":{"@id":"https://alysly.com/#org"},"reviewRating":{"@type":"Rating","ratingValue":4,"bestRating":5,"worstRating":1}},"inLanguage":"en"}},{"@type":"ListItem","position":6,"item":{"@type":"Book","name":"How to Retire","url":"https://alysly.com/learn/books/wealth/#how-to-retire","isbn":"9781804090695","author":[{"@type":"Person","name":"Christine Benz"}],"bookFormat":"https://schema.org/Hardcover","publisher":{"@type":"Organization","name":"Harriman House"},"datePublished":"2024","image":"https://alysly.com/img/books/en/how-to-retire.webp","review":{"@type":"Review","name":"Alysly's assessment: How to Retire","reviewBody":"Twenty interviews with researchers and practitioners about the parts of retirement that arithmetic alone does not settle. Topics include withdrawal rates, sequence-of-returns risk, long-term care, when to claim state pensions and what people do with their time once work stops. Benz asks precise questions and lets her guests disagree with each other. The account and tax detail is American, so a reader elsewhere takes the reasoning. The soberest book in this group, and the counterweight to Perkins.","url":"https://alysly.com/learn/books/wealth/#how-to-retire","inLanguage":"en","author":{"@id":"https://alysly.com/#org"},"publisher":{"@id":"https://alysly.com/#org"},"reviewRating":{"@type":"Rating","ratingValue":4,"bestRating":5,"worstRating":1}},"inLanguage":"en"}},{"@type":"ListItem","position":7,"item":{"@type":"Book","name":"Same as Ever","url":"https://alysly.com/learn/books/wealth/#same-as-ever","isbn":"9780593332702","author":[{"@type":"Person","name":"Morgan Housel"}],"bookFormat":"https://schema.org/Hardcover","publisher":{"@type":"Organization","name":"Portfolio"},"datePublished":"2023","numberOfPages":256,"image":"https://alysly.com/img/books/en/same-as-ever.webp","review":{"@type":"Review","name":"Alysly's assessment: Same as Ever","reviewBody":"Essays on the parts of human behavior that do not change: risk arriving from where nobody was looking, stories beating statistics, progress feeling slower than decline does. Less about money than Housel's other two books and more about forecasting, and why so little of it works. It is a good antidote to confident macro predictions and thin if you want something to act on. The least useful of the three for an investor, the most enjoyable for a reader.","url":"https://alysly.com/learn/books/wealth/#same-as-ever","inLanguage":"en","author":{"@id":"https://alysly.com/#org"},"publisher":{"@id":"https://alysly.com/#org"},"reviewRating":{"@type":"Rating","ratingValue":4,"bestRating":5,"worstRating":1}},"inLanguage":"en"}},{"@type":"ListItem","position":8,"item":{"@type":"Book","name":"Die With Zero","url":"https://alysly.com/learn/books/wealth/#die-with-zero","isbn":"9780358567097","author":[{"@type":"Person","name":"Bill Perkins"}],"bookFormat":"https://schema.org/Paperback","publisher":{"@type":"Organization","name":"Houghton Mifflin Harcourt"},"datePublished":"2020","numberOfPages":240,"image":"https://alysly.com/img/books/en/die-with-zero.webp","review":{"@type":"Review","name":"Alysly's assessment: Die With Zero","reviewBody":"An argument against saving indefinitely. The author wants money turned into experiences while you can still have them. Dying with a large balance is, in his view, a planning failure rather than a virtue. Perkins is deliberately provocative and waves away the two risks that make his advice hard to follow — living longer than planned, and needing care. Read it as a corrective if you save reflexively, next to a book that handles the sequencing seriously.","url":"https://alysly.com/learn/books/wealth/#die-with-zero","inLanguage":"en","author":{"@id":"https://alysly.com/#org"},"publisher":{"@id":"https://alysly.com/#org"},"reviewRating":{"@type":"Rating","ratingValue":4,"bestRating":5,"worstRating":1}},"inLanguage":"en"}},{"@type":"ListItem","position":9,"item":{"@type":"Book","name":"The Millionaire Real Estate Investor","url":"https://alysly.com/learn/books/wealth/#the-millionaire-real-estate-investor","isbn":"9780071446372","author":[{"@type":"Person","name":"Gary Keller"},{"@type":"Person","name":"Dave Jenks"},{"@type":"Person","name":"Jay Papasan"}],"bookFormat":"https://schema.org/Paperback","publisher":{"@type":"Organization","name":"McGraw-Hill"},"datePublished":"2005","image":"https://alysly.com/img/books/en/the-millionaire-real-estate-investor.webp","review":{"@type":"Review","name":"Alysly's assessment: The Millionaire Real Estate Investor","reviewBody":"Built from interviews with more than a hundred American investors, the book lays out criteria-driven buying. Its method: define a market, know the numbers that make a deal work and build a network that brings deals to you. The process then repeats instead of being improvised each time. The criteria transfer anywhere. The financing chapters and their leverage assumptions belong to the pre-2008 market and should be read with that date in mind. Use it as a way of thinking about a property, not as a plan.","url":"https://alysly.com/learn/books/wealth/#the-millionaire-real-estate-investor","inLanguage":"en","author":{"@id":"https://alysly.com/#org"},"publisher":{"@id":"https://alysly.com/#org"},"reviewRating":{"@type":"Rating","ratingValue":3,"bestRating":5,"worstRating":1}},"inLanguage":"en"}}]}],"notice":"© 2026 Alysly.com"}